• Skip to main content
  • Skip to footer

FCBLPSL

Contact

  • Personal
    • Checking Account
    • Savings Account
    • Loans
    • Mortgage
    • Calculators
  • Business
    • Business Checking
    • Business Savings
    • Business Loans
    • Business Calculator
  • Mobile
  • About
    • Fraud Protection
    • Our Locations
    • Our Team
    • Contact
  • Online Banking
Home / Personal Banking / Checking Account

Checking Account

Choose the checking account that fits your personal situation. We offer multiple options with different benefits to make this an easy choice for you. All First Community Bank checking accounts include free online banking, E-Statements1, debit card2, Brella fraud protection, and mobile banking! Select the checking option that works for you.

First Checking

  • No Minimum to Open
  • No Minimum Daily Balance
  • No Interest
  • No Service Fee
  • Free Debit Card2

Now Checking

  • $500 Minimum to Open
  • $500 Minimum Daily Balance3
  • Interest Accrued
  • Service Fee
  • Free Debit Card2

Super Now Checking

  • $2,500 Minimum to Open
  • $2,500 Minimum Daily Balance4
  • Interest Accrued
  • Service Fee
  • Free Debit Card2

Senior Checking (55+)

  • No Minimum to Open
  • No Minimum Daily Balance
  • No Interest
  • No Service Fee
  • Free Debit Card2

senior-banking online

Senior Checking – Special Benefits

The Senior Checking account comes with extra services and perks for our customers age 55 and above.

  • Free paper statement with images
  • Free box of single checks annually (In house bank checks)
  • 10 free photocopies a month
  • Free money orders
  • Free notaries
  • 10% discount on safety deposit box

Business-Debit-Card

Debit Cards

Every checking account receives a free VISA® debit card2. Debit cards provide 24/7 access to your money. They allow you to request cash or make a purchase, and replaces the need to write a check.

  • Cards work at any debit VISA locations
  • Funds are deducted directly from the cardholders account
  • Replacement fee of $10.00 per card
  • Debit card overdraft protection

To report a lost/stolen or compromised debit card
please call 1-800-383-8000.

Fraud Protection - Brella

brella

Brella is a free optional app available to our debit card users. It offers fraud transaction alerting, balance monitoring and ATM locator application. You can use this app to block and unblock your card with the transaction control feature! Download Brella for free from the Apple App Store, Google Play, or from the SHAZAM website.

Overdraft Protection
There are two types of overdraft protection. One moves money from a savings account to a checking account when the checking goes negative. The other is a type of loan, Ready Reserve, which will provide a monetary advance, and has an interest charge. Overdraft protection must be requested, it is not automatically activated.

Call (320) 395-2515 for more information.

Check Ordering
Checks may be ordered by calling (320-395-2515) or by visiting either First Community Bank location.


Open your checking account and let us help you meet your needs.

Open an Account Today!

1A monthly $3.00 paper statement fee will be assessed unless customer opts in to E-Statements.
2Replacement card fee.
3Keep a minimum daily balance of $500.00 in your account or $2,000.00 average daily balance to avoid service fee.
4Keep a minimum daily balance of $2,500.00 in your account to avoid service fee.

PrintFriendly

Footer

Contact Us

Phone (320) 395-2515

 

View Hours

Lester Prairie

500 Central Avenue

P.O. Box 128

Lester Prairie, MN 55354

 

Fax (320) 395-2160

Silver Lake

201 W Main Street

P.O. Box 323

Silver Lake, MN 55381

 

Fax (320) 327-3192

Follow Us

facebook

© 2023 First Community Bank. All Rights Reserved.   Accessibility   Privacy Policy (pdf)   Developed by Vivid Image

Member FDIC