Privacy Policy

FACTS

WHAT DOES FIRST COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

• Social security number and Overdraft history
• Account balances and Account transactions
• Credit History and Checking account information
• The mobile banking app may collect personal information such as your first and last name, address, e-mail, User ID’s, and telephone number when you create an account and use. We will collect the information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons First Community Bank chooses to share and whether you can limit this sharing.

Reasons we can share your personal information

Does First Community Bank share?

Can you limit this sharing?

For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purpose-

to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies–

No

We don’t share

For our affiliates’ everyday business purposes-

Information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes-

Information about your creditworthiness

No

We don’t share

For our affiliates to market to you-

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Call 320-395-2515 or go to www.fcblpsl.com

Who we are

Who is providing this notice?

First Community Bank

What we do

How does First Community Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Community Bank collect my personal information?

We collect your personal information, for example, when you:

• Open an account or give us your contact information
• Provide account information
• Apply for a loan or make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday purposes-information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• First Community Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• First Community Bank does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• First Community Bank does not jointly market